UK Car Loans With No Credit

No credit doesn't mean no options

You might think that a bad financial history effectively closes the doors for you when it comes to car loans. Perhaps a general lender has already credit scored you and turned down your application. Perhaps you're not a homeowner and think you won't be able to get an unsecured loan. Perhaps you've heard stories from friends that make you think you don't stand a chance of getting a loan.

Truth is you stand as good a chance as anyone of getting the cash you need to buy a vehicle - thanks to the UK car loans with no credit sector. This specialist area of the lending industry purely specialises in helping people just like you get the loan they need even if your track record says otherwise.

We aren't just talking a few companies here - there are hundreds of UK car loans with no credit specialists. In general all of them will look at you as an individual and not as a credit score. They may not all give you a loan but you're virtually guaranteed to find a perfect match from within their ranks.

Reading the options right

Another thing you may have heard about the way lenders deal with people with poor financial track records is in the interest they charge. It is true that you will generally have to pay more for a loan in this instance than other people with a clean history will have to. But that doesn't mean that you have to pay a lot more. The UK car loans with no credit sector is one of the most competitive of the lending industry. They know that the best way to win your business is to give you the best deal they can.

As with any loan deal, the big problem comes when you have to choose a UK car loans with no credit lender to work with. Unfortunately there are some sharks out there that will take advantage of your financial position. They'll charge the highest rates they can get away with, make you pay arrangement fees and penalise you if you try to increase payments or pay your loan off early to save on interest payments.

But you can't automatically assume that every lender that does these things is a shark. Some perfectly reputable lenders use arrangement fees and penalty clauses to help keep their interest rates low. This all leaves you stuck between a rock and a hard place - how do you tell who's a shark and who's a cute cuddly dolphin!

Turning options into the right choice

We can help you navigate your way to the best UK car loans with no credit deal on the market, whether it is a secured online loans quote or an unsecured loan. This isn't just about getting you the best rates - though we do this as a matter of course. The fact that we work with all of the sector guarantees that you'll not find a cheaper rate any other way. We also make sure that you save every possible penny by passing on our discounts back to you.

We're also here to make sure that you get the best choice of UK car loans with no credit lender. All of the companies we work with are established and reputable lenders with a commitment to treating their customers fairly - no matter how bad their financial history may be. You can take advantage of our services at no cost and with the guarantee of extra savings on the best rates - safe in the knowledge that nobody will be taking advantage of you!

OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.25% to 27.60% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof. (fees may apply but only on problem cases - max 10% - no loan, no fee)
All loans subject to status in the UK to home owners aged 18 and over and may be secured on property. Written quotations available on request. Other terms and amounts available