Compare Car Loans

Don't sign up for the first thing you see

It's become increasingly common for us as consumers to borrow money in recent years. As consumers the majority of the UK population has accepted the lending industry as a viable option for getting what we want when we want it. The old days of saving before we purchase are long gone.

The fact is that the majority of us will have to take out a loan whenever we need to buy a vehicle - even second-hand models can be relatively expensive items. It's just simpler to find a good car loans deal rather than wait the years it might take us to save up the necessary cash.

And, as the UK lending industry has grown and developed we've been given more options in our loan search. There are now thousands of different car loan products out there to compare with even just a few years ago - and they can all work in different ways according to our own personal circumstances. So, what's the best way to compare these types of loans?

Compare the bottom line

Talk to any lending expert and they'll immediately recommend that you compare car loans deals before you sign up to a particular lender. The interest payments you have to repay on your loan will add a hefty sum on to the basic price of your chosen vehicle and it makes sense to shop around and compare products to get the best interest rates you can.

The fact is that you owe it to yourself to look at the bottom line (how much you'll be paying overall) as well as interest rates when you compare car loans products. If you don't look for the best deal for you, you'll be spending money unnecessarily. Well, to be honest you'll be wasting it. Compare differnet types of loans as well as differnet lender, such as secured loans compared to unsecured loans.

But it's not always easy to find a common ground between loan products when you try to assess your options and compare them against each other. If you take out a general or personal loan then you can work out relatively easily how much you'll repay in the end. But if you release equity from your property then it becomes a little more complex as you'll effectively be adding to your mortgage over a longer period of time. And, if you take out a deferred car loans option then you'll have to work out how the deferred system works as well.

Comparisons made easy

With expert advice you can compare car loans deals quickly and simply. Without it you'll probably make your calculator explode! Our specialist teams of car loans brokers know the market inside out so you can simply give the calculator a rest. We can help you decide what kind of loan you prefer and how you want it to work.

Then we can talk to our lender network. We work with every UK lender - big and small - so that we can give you an immediate snapshot of your cheapest options when you want to compare car loans products. This doesn't just have to be a list of interest rates - although this is obviously important to you as you compare car loans.

We can also help you understand the complexities of car loans products and how to work out your overall repayments. This leaves you free to choose your product type, choose your lender and then relax and wait for your loan to come through. And, as an added bonus, we'll also pass on the discount your chosen lender gives us so your deal will work out even cheaper!

OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.25% to 27.60% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof. (fees may apply but only on problem cases - max 10% - no loan, no fee)
All loans subject to status in the UK to home owners aged 18 and over and may be secured on property. Written quotations available on request. Other terms and amounts available