Cheap Car Loans

Keeping your costs low

Price is a major factor for most of us when it comes to buying a new car. We all love a cheap bargain and, although we're happy to pay for the car we want, this doesn't mean we want to pay over the odds. But, many of us do pay more than we need to - simply because we don't pay enough attention to financing and don't look at cheap car loans as an option.

The fact is that many of us forget that we have to pay more for something when we borrow the money we need to buy it. You might see a great little run-around in a second-hand dealership with a ticket price of £3,995. Hand over the cash and that is what you'll pay.

If you have to borrow the money, however, you'll end up paying more on top of the ticket price in interest payments. You'll know this on one level. But, on another level, you'll probably continue to think that it was a bargain at £3,995 - you won't take the repayments into account. So, it makes sense to get the best cheap deal you can for any type of vehicle loan - just so you pay no more than you actually need to.

Making it all add up

You can forget about dealership finance as an option for most car loans needs. Chances are you'll end up paying higher interest rates than you could get if you shopped around for cheap car loans. You can get cheap car loans products from every UK lender - many will lend you money without even asking what you want it for so you can simply take out a general loan and use it to buy a car.

So, you could, for example, take out a secured loans deal and make your mortgage work to your advantage. This will get you cheaper interest rates and the chance to make your repayments spread out for longer periods. You could alternatively talk to a cheap car loans specialist and get a better deal from their sector experience.

The point is that you have a lot of choices and a lot of decisions to make. Surely it makes sense to dedicate a bit of time to find the cheapest loans deal for YOU rather than just conveniently signing on the dotted line at the dealership. Especially when you consider it could save you hundreds or even thousands of pound in interest payments!

Getting the results

Getting the best cheap car loans deal really does depend on your personal circumstances. There may be ten lenders out there with similar offer rates on paper but you can almost guarantee that they'll most likely charge ten individuals different rates for a loan. It really does depend on you.

So, before you even start to compare rates, you need to know which loans deal will be right for you. Will you qualify for a secured loan? Should you take out a flexible loan? Do you want an early repayment option? How long should your repayment term be? Our team of experienced cheap car loans brokers have the answer - good advice and cheap rates in one simple package!

With us you'll get all the help you need to make the right choice of cheap car loan. Then we'll dig out the LOWEST rates in the market. Then we take off our guaranteed discounts. You won't get it quicker, better or cheaper anywhere else. All you'll need to do is sign on the dotted line, wait for your cheque to arrive and pick up your keys!

OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.25% to 27.60% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof. (fees may apply but only on problem cases - max 10% - no loan, no fee)
All loans subject to status in the UK to home owners aged 18 and over and may be secured on property. Written quotations available on request. Other terms and amounts available