Car Loans Quote

Finding the right quote can be hard

When it comes to taking out car loans few of us have the time, inclination or stamina to root all the way through the UK lending industry to get the right quote. Of course we all understand that we can make significant costs savings by finding the right car loans quote but the best intentions can fall by the wayside when we see how many options there are to choose from.

Fact is it's a lot easier to spread your search wider across the car loans quote industry now - thanks to the Internet. Anybody with access to a PC can find a broker, loan comparison quote site or calculator to help them find the best interest rates. Take some time to do this and you will be able to compare more rates than you could probably be bothered to find for yourself.

Problem is you won't often know how many lenders the broker or site is searching through. If it's hundreds then you're well in but if it's 20, 10 or even 5 then it's not really much good to you at all. And, if you come across disreputable car loans quote 'experts' then you're really in trouble!

Reading between the lines

There are hundreds of reputable companies operating in the car loans sector and a few that aren't so nice. A few lenders will try to pull the wool over your eyes when they're giving you a quote about car loans. It's not that they lie exactly - they're just a bit economical with the truth.

For example, if you are quoted a typical APR of 7% you might well think that this is the price you'll get for your car loan. Think again! Most promotional APRs are reserved for borrowers with squeaky clean financial backgrounds and will rise for every tiny credit blemish you have.

And then there's payment protection for your loan. Do you really need it? Many people do but it can be hard to work out if you're one of them. Ask some lenders this question and they'll paint you a picture of doom and gloom that'll convince you you'll be dead in a year leaving your family destitute (even if you're hale and hearty and have no family!). Industry bodies estimate that a payment protection scheme quote can be up to five times more expensive than it should be. Some lenders even try and sneak it into your loan agreement without mentioning it!

Putting it all in plain English

We talk your language and we understand what it is that most consumers need to know before they look through their car loans quote options. We aren't here to blind you with loans jargon, to hide penalty clauses in terms and conditions and to try to make you pay over the odds. We're here to help you get a cheap personal loans quote for your new car.

Few companies can claim to work with the entire UK lending sector when it comes to finding the best car loans quote. We can. There are few companies that don't work with us and we've turned away those that don't because they don't meet our high business standards. Our mission is to find you the lowest cost car loans quote for your needs from a company that respects your rights as a customer. By searching the entire UK lending industry we can deliver that - quickly and simply.

And, to show you that we really do mean business we also guarantee you another saving. Our lenders all give us discounts whenever we introduce them to a new customer. Some brokers pocket this discount. We make sure it goes in your pocket where it belongs.

OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.25% to 27.60% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof. (fees may apply but only on problem cases - max 10% - no loan, no fee)
All loans subject to status in the UK to home owners aged 18 and over and may be secured on property. Written quotations available on request. Other terms and amounts available