Car Finance Loans

Don't get stuck in first gear

So, you've found the car of your dreams (or even one just to suit your pocket!). You might have even managed to knock the price down a bit or to get the dealer to add on a few extras. Chances are you'll be feeling pretty good. Chances also are that you won't have the cash in hand or the loans finance arranged to actually pay for the vehicle you've chosen right away.

So, what could be simpler? Just follow the dealer into his office, give him a few details and sign a few loans finance forms. Before you know it he'll have arranged car finance for you. Now this all might look to be painting a nice rosy picture but there's something you haven't thought about yet. The loans interest rates you've just signed up to could be WAY more expensive that you could have got by finding a car finance loans deal yourself!

Go this route and you won't get out of first gear in the car finance loans race. You'll potentially be paying thousands of pounds in interest rates that you don't NEED to be paying. Some dealership packages charge DOUBLE the interest rates you'd get from standard loans. That all adds up to a lot of money. Let's face it - a car is expensive enough to buy and run anyway without wasting this kind of money unnecessarily!

Get up to speed

Fact is if you take some time to look for car finance loans before you buy a vehicle you'll do more than save money in interest repayments. You'll also be giving yourself some buying leverage. Walk into any showroom or dealership with a loan already arranged in your pocket and you instantly become a cash buyer.

The fact is that car salesmen like cash buyers. You make their life simple. So, you can often use the fact that you already have finance sorted to deal them down before you buy. You can, for example, ask for cash discounts on ticket prices, deals and optional extras. With car finance loans in your pocket before you buy you have something to bargain with. This way your savings could just keep mounting up!

Cruise up to fourth

You might think that arranging finance in advance is just too much work. All the research, interest rate comparisons, reading the terms and conditions……..this all goes to make the process a bit of a headache. Do it yourself and you'd be right. Use a reputable car finance loans broker and you couldn't be more wrong.

Our teams will do all the hard slog for you. All you have to do is tell us a little bit about your circumstances and how much you want to borrow. Just this few minutes of your time will save you weeks of effort. We go away, search through our database and present you with your best options. Just choose what you want and go off to buy your car. It really is that simple.

We won't charge you a penny either for advice or for the entire car finance loans process. In fact we guarantee to get you extra discounts - no matter how little or how much you want to borrow. You simply can't get these discounts by applying direct. And, you'll know that you just couldn't get better rates anywhere else - we deal with anyone who's anyone in the car finance loans field. Our search really does take in every corner of the car loans market to find the very best deal to suit your needs.

OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.25% to 27.60% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof. (fees may apply but only on problem cases - max 10% - no loan, no fee)
All loans subject to status in the UK to home owners aged 18 and over and may be secured on property. Written quotations available on request. Other terms and amounts available